kiwisaver

KiwiSaver Advice

Home/Personal Advice/ KiwiSaver

Make the most of your KiwiSaver

KiwiSaver is one of the most powerful tools New Zealanders have for building wealth, but many of us have not actively chosen or reviewed our current KiwiSaver provider. Lifetime advisers help you make smarter decisions about your fund choice, contributions and strategy so your KiwiSaver supports your goals – from your first home to retirement.

Make An Enquiry

Why review your KiwiSaver with Lifetime

 

Expert Advice

We research and carry out due diligence on a range of KiwiSaver providers and funds, checking they meet our investment criteria. Our qualified advisers then help you choose from an approved list of funds.

Personalised to you

The right KiwiSaver strategy depends on your age, goals and comfort with risk. We take the time to understand your situation and tailor advice to suit you.

Consideration of your whole financial life

Your KiwiSaver shouldn't sit in isolation. We can help you understand how it fits alongside your mortgage, investments and long-term financial goals.

Ongoing guidance

Your life changes, and your KiwiSaver strategy should too. Our advisers can review your KiwiSaver over time to make sure it stays aligned with your goals.

DS

Gain KiwiSaver Confidence

Markets naturally rise and fall, and it’s not always easy to know if you’re in the right fund when volatility occurs. A review can give you confidence that your KiwiSaver is aligned with your goals and comfort with investment risk.

house v2

Get into your first home

Advice can help ensure your KiwiSaver strategy supports your home ownership plans. We can assist with pre-approvals and withdrawals, and help you refocus on your retirement savings once you're in your home.

beach

Align to your values

Many KiwiSaver providers offer funds that consider environmental, social and ethical factors. Reviewing your KiwiSaver can help ensure your investments reflect the values that matter to you.

DA

Grow your savings

Small changes to your fund, provider, contribution rates or fees can make a meaningful difference over time. Reviewing your KiwiSaver can help ensure your savings are working as effectively as possible.

 

KiwiSaver Advice FAQ

 

No. Lifetime provides advice on KiwiSaver but is not a KiwiSaver provider. Your adviser will review your current KiwiSaver and may recommend options from a range of approved providers and funds if a change could suit you better.

An adviser will talk through your goals, current KiwiSaver fund and your comfort with risk. From there, they can recommend a KiwiSaver strategy & fund that aligns with your circumstances and long-term plans.

You can choose to meet either in person or online and a typical KiwiSaver conversation usually takes around 30–45 minutes, depending on your situation.

No. A KiwiSaver conversation is an opportunity to review your situation and understand your options. Any decisions about your KiwiSaver are entirely up to you.

In most cases, a KiwiSaver review with Lifetime is free. That’s because Lifetime is usually paid by KiwiSaver providers. If you need advice outside of KiwiSaver your adviser will let you know any additional fees upfront.

road v2

Let's Talk KiwiSaver

Have questions about your KiwiSaver? Talk to a Lifetime financial adviser today.

Get in Touch