KiwiSaver can be a great benefit to your life in New Zealand if it is properly managed. It can be a tool to provide a comfortable retirement or help towards your first home. It all depends on how you manage your KiwiSaver investment in the long-term.
Money doesn't grow on trees, but it can grow like trees.
You can use your KiwiSaver savings to help with your first home deposit, if you’ve contributed for three years or more. Because you can only apply after making an offer, we recommend talking to us about pre-approval first. That way, you’re ready when the right place comes along.
The current age of retirement in New Zealand is 65 years. This means you are not entitled to NZ superannuation until you reach this milestone, and the amount can vary from around $285 to $390 per week per person. Even if you have paid off your home in full, and have no debt, living from day to day o...
Compiling a sound risk profile is a very useful way to find the optimum level of investment for you.
When making the big decision to invest your money, KiwiSaver schemes offer a variety of fund types to suit your particular needs. Choosing the type you want to buy into should be based on key factors such as; the risk and return associated with the fund, the service level and the fees charged.
How much you need to contribute to your KiwiSaver account depends on a few factors.
Commonly referred to as PIR your Prescribed Investor Rate is the tax rate you elect when investing into certain types of managed funds. These managed funds are known as portfolio investment entity (PIE) or PIE’s and the income generated from these funds is known as PIE Income. This tax should not be...
Is Your KiwiSaver on Track?
Your KiwiSaver could be one of the most important investments you ever make but it's not always easy to know if you are heading in the right direction.
Whether you are just getting started or looking for reassurance about your progress, our KiwiSaver experts can help yo...