Don’t think of your mortgage as static.
Interest rates change and so do your personal goals.
Refinance Your Mortgage The Smart Way
Your mortgage should move with you, not hold you back. As your lifestyle changes, so do your mortgage needs. Our advisers can help you rework your loan so it supports your aspirations and long-term financial plan.
At Lifetime, we help you decide whether refinancing makes sense right now. We know when to take advantage of low rates and when it’s smarter to sit tight. Our focus is on your long-term goals and finding the option that truly fits you.
Why Refinance with Lifetime?
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Clarity in changing markets – interest rates shift constantly, and it’s hard to know the perfect time. We evaluate your options and match your mortgage to your needs.
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Cash contributions from banks – lenders often offer cash incentives to refinance. We help you navigate these offers and negotiate the best terms, so the contribution can cover your refinancing costs — and may even leave you ahead.
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Specialist expertise – we’re experts in interest rates, mortgage structures, and negotiating with the banks. We take the guesswork out of refinancing and sort the ideal mortgage for you.
Want to know more?
Book your free 15-minute mortgage chat and find out if refinancing is the right move for you.
Refinancing isn’t a one-click fix.
Your circumstances, goals, and options are unique, which is why tailored advice matters. Our advisers make sure your mortgage works for you, not against you.
Meet the Team
One Click Fix?
Refixing your mortgage in your bank’s app feels harmless. It’s quick, simple, and ticks an important job off your list. But that one tap can also close the door on better options. Without advice, you risk locking into a deal that doesn’t fit your situation, potentially paying more than you need to.
When it comes to one of your biggest financial commitments, convenience should never replace good advice.
What is Life Insurance?
Life insurance is one of those things that many people know they should probably have but they’re not quite sure what it does, how it works, or whether it’s actually relevant to them. This article breaks it down in clear, everyday terms to help you understand the basics before you decide if it’s something worth exploring further.
Refixing a Mortgage Isn’t Just About the Rate, It’s About Strategy
When your fixed mortgage rate is coming to an end, it is tempting to focus on one thing, the new interest rate.
And understandably so, interest rates are front-page news, and they directly affect your household budget. But while the rate itself is important, it is only one part of the picture.